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    • Useful info / Finance / Insurance
    • 2026/10/16 (Fri)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    [Retirement Column Update] Social Security Benefits to Increase by 3.6% in 2027 ！ This Affects Even Those Who Haven't Started Receiving Benefits Yet ？

    **The Retirement Column has been updated ！ 📢**

    The “Retirement Column” provides useful information on retiring in the United States.

    In this installment, we’re covering the ** **the 2027 COLA （ Cost-of-Living Adjustment ・ ）** announced by the Social Security Administration （ SSA ）.

    A **3.6% increase** in Social Security benefits for 2027 has been announced.

    But, you might be wondering about this: ？

    ✅ What exactly is COLA? ？

    ✅ If benefits increase by 3 .6% increase— how much will your monthly payment actually change? ？

    ✅ This also affects people who aren’t yet receiving Social Security benefits ？

    ✅ What is the relationship between inflation and retirement planning? ？

    In this column, we explain these questions in an easy-to-understand way.

    In addition, in the previous column, under the theme **“It’s Important for Couples to Plan for Social Security Together: ？ What You Should Know Before Starting Benefits”**, we introduced spousal and survivor benefits.

    Going forward, we plan to share information on retirement planning—not just Social Security, but also 401(k)s, IRAs, annuities, and long-term care （ care coverage ）—information on retirement planning that is especially important to consider starting in your 50s.

    📖 You can view our latest retirement column via the link below ！

    Please take a look when you have a moment.

    Takeshi Yashima （ ）
    Financial Consultant / RSSA ®

    リタイアメント資産形成老後資金ソーシャルセキュリティーCOLA
    • Useful info / Finance / Insurance
    • 2026/10/15 (Thu)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Is your 401(k) from your previous company still sitting there untouched? ？

    **Retirement ・ 401(k) Rollover After Changing Jobs （ Rollover ）: A Beginner's Guide**

    If you’re currently working in the U.S. or have worked there in the past, you may be one of many people who have left their former employer’s 401(k) plan untouched after changing jobs or retiring. ？

    “Is it okay to just leave it as is? ？”
    “Should I roll it over into an IRA? ？”
    “What happens with taxes if I withdraw the money as cash? ？”

    Actually, there are several options for your 401(k), each with its own benefits and considerations.

    In this free online seminar, we’ll provide clear explanations in Japanese—from the basics of a 401(k) to the options you’ll want to consider after retirement ・ or a job change.

    **[What You’ll Learn in This Seminar]**

    ① **The Basics of a 401(k)**
    How they work, tax benefits, and key points to know

    ② **Options After Retirement ・ or Changing Jobs**
    Differences and considerations when leaving funds with your former employer, transferring them to your new employer’s 401(k), rolling them over to an IRA, or withdrawing them as cash

    ③ ** How to Prepare Your Assets for the Future**
    Common mistakes and how to choose the option that best fits your situation

    **[Date and Time]**
    October 19, 2026 （ Monday ）
    6: 00 （ Pacific Time ）
    8: 00 （ Central Time ）
    9:00 p.m. （ Eastern Time ）

    **[Format]** **
    Online Seminar

    **[Instructor]**
    Natsuko Mukai
    Financial Consultant

    ** [Recommended for]**
    - Those who have left their 401(k) from a previous employer untouched
    - Those who have changed jobs ・ or retired and are unsure how to manage their 401(k)
    - Those in their 40s ・ or 50s who have started seriously thinking about saving for retirement

    This is an opportunity to learn about your important retirement assets in preparation for your future retirement.

    [How to Register]

    If you would like to participate, please click the link below to register.

    After you register, we will email you a link to join the Zoom session.

    We look forward to your participation. ！

    *This seminar is intended for general financial education. It is not intended to provide individual tax ・ or investment advice.

    リタイアメント資産形成老後資金金融教育生涯収入

    First time free

    • Signature service / Finance / Insurance
    • 2026/10/13 (Tue)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Retirement in the U.S.—Are You Ready? ？

    At what age should you start receiving Social Security? ？ 401\ How to Use 401(k)s and IRAs After Retirement ？ Can You Secure Sufficient Living Expenses for Retirement? ？

    There are many things to consider when planning for retirement in the United States.

    It’s important to take a holistic view tailored to your individual circumstances—considering not only when to start receiving Social Security but also your 401(k), IRA, savings, annuities, and more.

    [Individual Retirement Consultations]

    - When to start receiving Social Security benefits, as well as spousal ・ survivor benefits
    - Utilizing retirement assets such as 401(k)s ・ and IRAs
    - Creating a stable income stream after retirement
    - Retirement planning using annuities and life insurance
    - Retirement financial planning that accounts for inflation and taxes

    We’ll listen to each individual’s circumstances and future aspirations, and work with you to explore various options.

    [Consultant Profile]
    Takeshi Yashima （ ）

    After moving to the U.S. from Japan, he majored in Finance at the University of Wisconsin–Madison. After working at a Japanese company for about 10 years, he began his career in the financial industry in 2013. For over 13 years now, he has been providing financial services—including life insurance, annuities, and retirement planning—primarily to residents of the United States. He has also earned the RSSA （ Registered Social Security Analyst ） certification and continues to deepen his specialized knowledge of the Social Security benefits system.

    I place great importance on financial education—not just introducing financial products, but helping clients understand how they work so they can make informed choices.

    “How does this apply to me? ？ ”

    If you have questions like these, please feel free to contact me.

    The initial one-on-one consultation is free.

    リタイアメント資産形成ソーシャルセキュリティー金融教育節税対策
    • Introduction / Finance / Insurance
    • 2026/10/07 (Wed)
    Vivinavi Los Angeles

    米国からマネープランの無料相談が可能！日本の資産運用や帰国後の不安をぜひご相談ください。

    【米国在住・日本へ帰国予定の方へ】

    米国にいながら、オンラインで日本の資産運用や帰国後のマネープランを無料相談できます。

    弊社GAIA（ガイア）は、米国で主流の「資産運用と継続フォローに特化した”米国型”のFP事務所」です。

    日本の税制や年金、アメリカから持ち帰る資産の管理など、帰国前後の不安をオンラインでクリアにしませんか？

    日米の資産管理に詳しい担当者が対応いたします。

    • Event / Finance / Insurance
    • 2026/10/05 (Mon)
    Vivinavi San Francisco

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ✈ Returning to Japan ・ What You Need to Know Before Returning to Japan ！ A Seminar on Preparing for Your Return to Japan: “Money ・ Taxes ・ Career” Explained by Three Experts

    [Click here to apply]
    https://insurance110usa.com/webinar/collaboration-oct2026/

    Before we know it, there are only three months left in 2026. For expatriates returning to Japan in December, as well as
    those returning from the U.S. to Japan ・ and those planning to return permanently to Japan, for those returning to Japan ・ or permanently returning to Japan,
    before your return ・ or permanent return, here’s what you need to know: ！ “Money ・ Taxes ・ Career”—explained by three expert firms A Repatriation Preparation Seminar Has Been Scheduled ！

    Do you have any of these questions? ？
    ・ What should I do with the dollar-denominated assets I’ve accumulated in the U.S.?
    ・ What tax procedures are required upon returning to Japan—such as the 183-day rule, double taxation, and Form W-8BEN?
    ・ How can you leverage your overseas work experience in your career after returning to Japan?

    While these are common concerns for expatriates—particularly those on fixed-term assignments—who are considering a return to Japan in the future, it is also true that finding the “correct answer” on your own can be quite difficult.
    We have invited experts from three firms—insurance110 USA, HLS （ Hotta Liesenberg Saito LLP ）, and QUICK USA, Inc.—to
    “Dollar-Denominated Assets ・ U.S. Taxation ・ Post-Return Career,” we will provide clear and easy-to-understand explanations of the key points you need to know before returning to Japan.

    Registration is on a first-come, first-served basis, and there will be no on-demand replay, so please take advantage of this once-in-a-lifetime opportunity and feel free to ・ join us from anywhere in the U.S. ！
    * The seminar start time varies by region. Please check the registration page for details.

    • Event / Finance / Insurance
    • 2026/10/05 (Mon)
    Vivinavi Orange County

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ✈ Returning to Japan ・ What You Need to Know Before Returning to Japan ！ A Seminar on Preparing for Your Return to Japan: “Money ・ Taxes ・ Career” Explained by Three Experts

    [Click here to apply]
    https://insurance110usa.com/webinar/collaboration-oct2026/

    Before we know it, there are only three months left in 2026. For expatriates returning to Japan in December, as well as
    those returning from the U.S. to Japan ・ and those planning to return permanently to Japan, for those returning to Japan ・ or permanently returning to Japan,
    before your return ・ or permanent return, here’s what you need to know: ！ “Money ・ Taxes ・ Career”—explained by three expert firms A Repatriation Preparation Seminar Has Been Scheduled ！

    Do you have any of these questions? ？
    ・ What should I do with the dollar-denominated assets I’ve accumulated in the U.S.?
    ・ What tax procedures are required upon returning to Japan—such as the 183-day rule, double taxation, and Form W-8BEN?
    ・ How can you leverage your overseas work experience in your career after returning to Japan?

    While these are common concerns for expatriates—particularly those on fixed-term assignments—who are considering a return to Japan in the future, it is also true that finding the “correct answer” on your own can be quite difficult.
    We have invited experts from three firms—insurance110 USA, HLS （ Hotta Liesenberg Saito LLP ）, and QUICK USA, Inc.—to
    “Dollar-Denominated Assets ・ U.S. Taxation ・ Post-Return Career,” we will provide clear and easy-to-understand explanations of the key points you need to know before returning to Japan.

    Registration is on a first-come, first-served basis, and there will be no on-demand replay, so please take advantage of this once-in-a-lifetime opportunity and feel free to ・ join us from anywhere in the U.S. ！
    * The seminar start time varies by region. Please check the registration page for details.

    • Event / Finance / Insurance
    • 2026/10/05 (Mon)
    Vivinavi Seattle

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ✈ Returning to Japan ・ What You Need to Know Before Returning to Japan ！ A Seminar on Preparing for Your Return to Japan: “Money ・ Taxes ・ Career” Explained by Three Experts

    [Click here to apply]
    https://insurance110usa.com/webinar/collaboration-oct2026/

    Before we know it, there are only three months left in 2026. For expatriates returning to Japan in December, as well as
    those returning from the U.S. to Japan ・ and those planning to return permanently to Japan, for those returning to Japan ・ or permanently returning to Japan,
    before your return ・ or permanent return, here’s what you need to know: ！ “Money ・ Taxes ・ Career”—explained by three expert firms A Repatriation Preparation Seminar Has Been Scheduled ！

    Do you have any of these questions? ？
    ・ What should I do with the dollar-denominated assets I’ve accumulated in the U.S.?
    ・ What tax procedures are required upon returning to Japan—such as the 183-day rule, double taxation, and Form W-8BEN?
    ・ How can you leverage your overseas work experience in your career after returning to Japan?

    While these are common concerns for expatriates—particularly those on fixed-term assignments—who are considering a return to Japan in the future, it is also true that finding the “correct answer” on your own can be quite difficult.
    We have invited experts from three firms—insurance110 USA, HLS （ Hotta Liesenberg Saito LLP ）, and QUICK USA, Inc.—to
    “Dollar-Denominated Assets ・ U.S. Taxation ・ Post-Return Career,” we will provide clear and easy-to-understand explanations of the key points you need to know before returning to Japan.

    Registration is on a first-come, first-served basis, and there will be no on-demand replay, so please take advantage of this once-in-a-lifetime opportunity and feel free to ・ join us from anywhere in the U.S. ！
    * The seminar start time varies by region. Please check the registration page for details.

    • Event / Finance / Insurance
    • 2026/10/05 (Mon)
    Vivinavi Las Vegas

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ✈ Returning to Japan ・ What You Need to Know Before Returning to Japan ！ A Seminar on Preparing for Your Return to Japan: “Money ・ Taxes ・ Career” Explained by Three Experts

    [Click here to apply]
    https://insurance110usa.com/webinar/collaboration-oct2026/

    Before we know it, there are only three months left in 2026. For expatriates returning to Japan in December, as well as
    those returning from the U.S. to Japan ・ and those planning to return permanently to Japan, for those returning to Japan ・ or permanently returning to Japan,
    before your return ・ or permanent return, here’s what you need to know: ！ “Money ・ Taxes ・ Career”—explained by three expert firms A Repatriation Preparation Seminar Has Been Scheduled ！

    Do you have any of these questions? ？
    ・ What should I do with the dollar-denominated assets I’ve accumulated in the U.S.?
    ・ What tax procedures are required upon returning to Japan—such as the 183-day rule, double taxation, and Form W-8BEN?
    ・ How can you leverage your overseas work experience in your career after returning to Japan?

    While these are common concerns for expatriates—particularly those on fixed-term assignments—who are considering a return to Japan in the future, it is also true that finding the “correct answer” on your own can be quite difficult.
    We have invited experts from three firms—insurance110 USA, HLS （ Hotta Liesenberg Saito LLP ）, and QUICK USA, Inc.—to
    “Dollar-Denominated Assets ・ U.S. Taxation ・ Post-Return Career,” we will provide clear and easy-to-understand explanations of the key points you need to know before returning to Japan.

    Registration is on a first-come, first-served basis, and there will be no on-demand replay, so please take advantage of this once-in-a-lifetime opportunity and feel free to ・ join us from anywhere in the U.S. ！
    * The seminar start time varies by region. Please check the registration page for details.

    • Event / Finance / Insurance
    • 2026/10/05 (Mon)
    Vivinavi Columbus

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ✈ Returning to Japan ・ What You Need to Know Before Returning to Japan ！ A Seminar on Preparing for Your Return to Japan: “Money ・ Taxes ・ Career” Explained by Three Experts

    [Click here to apply]
    https://insurance110usa.com/webinar/collaboration-oct2026/

    Before we know it, there are only three months left in 2026. For expatriates returning to Japan in December, as well as
    those returning from the U.S. to Japan ・ and those planning to return permanently to Japan, for those returning to Japan ・ or permanently returning to Japan,
    before your return ・ or permanent return, here’s what you need to know: ！ “Money ・ Taxes ・ Career”—explained by three expert firms A Repatriation Preparation Seminar Has Been Scheduled ！

    Do you have any of these questions? ？
    ・ What should I do with the dollar-denominated assets I’ve accumulated in the U.S.?
    ・ What tax procedures are required upon returning to Japan—such as the 183-day rule, double taxation, and Form W-8BEN?
    ・ How can you leverage your overseas work experience in your career after returning to Japan?

    While these are common concerns for expatriates—particularly those on fixed-term assignments—who are considering a return to Japan in the future, it is also true that finding the “correct answer” on your own can be quite difficult.
    We have invited experts from three firms—insurance110 USA, HLS （ Hotta Liesenberg Saito LLP ）, and QUICK USA, Inc.—to
    “Dollar-Denominated Assets ・ U.S. Taxation ・ Post-Return Career,” we will provide clear and easy-to-understand explanations of the key points you need to know before returning to Japan.

    Registration is on a first-come, first-served basis, and there will be no on-demand replay, so please take advantage of this once-in-a-lifetime opportunity and feel free to ・ join us from anywhere in the U.S. ！
    * The seminar start time varies by region. Please check the registration page for details.

    • Event / Finance / Insurance
    • 2026/10/05 (Mon)
    Vivinavi Boston

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ✈ Returning to Japan ・ What You Need to Know Before Returning to Japan ！ A Seminar on Preparing for Your Return to Japan: “Money ・ Taxes ・ Career” Explained by Three Experts

    [Click here to apply]
    https://insurance110usa.com/webinar/collaboration-oct2026/

    Before we know it, there are only three months left in 2026. For expatriates returning to Japan in December, as well as
    those returning from the U.S. to Japan ・ and those planning to return permanently to Japan, for those returning to Japan ・ or permanently returning to Japan,
    before your return ・ or permanent return, here’s what you need to know: ！ “Money ・ Taxes ・ Career”—explained by three expert firms A Repatriation Preparation Seminar Has Been Scheduled ！

    Do you have any of these questions? ？
    ・ What should I do with the dollar-denominated assets I’ve accumulated in the U.S.?
    ・ What tax procedures are required upon returning to Japan—such as the 183-day rule, double taxation, and Form W-8BEN?
    ・ How can you leverage your overseas work experience in your career after returning to Japan?

    While these are common concerns for expatriates—particularly those on fixed-term assignments—who are considering a return to Japan in the future, it is also true that finding the “correct answer” on your own can be quite difficult.
    We have invited experts from three firms—insurance110 USA, HLS （ Hotta Liesenberg Saito LLP ）, and QUICK USA, Inc.—to
    “Dollar-Denominated Assets ・ U.S. Taxation ・ Post-Return Career,” we will provide clear and easy-to-understand explanations of the key points you need to know before returning to Japan.

    Registration is on a first-come, first-served basis, and there will be no on-demand replay, so please take advantage of this once-in-a-lifetime opportunity and feel free to ・ join us from anywhere in the U.S. ！
    * The seminar start time varies by region. Please check the registration page for details.

    • Event / Finance / Insurance
    • 2026/10/05 (Mon)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ✈ Returning to Japan ・ What You Need to Know Before Returning to Japan ！ A Seminar on Preparing for Your Return to Japan: “Money ・ Taxes ・ Career” Explained by Three Experts

    [Click here to apply]
    https://insurance110usa.com/webinar/collaboration-oct2026/

    Before we know it, there are only three months left in 2026. For expatriates returning to Japan in December, as well as
    those returning from the U.S. to Japan ・ and those planning to return permanently to Japan, for those returning to Japan ・—whether on a temporary or permanent basis—
    we have decided to hold a “Money ・ Taxes ・ Career” A seminar on preparing for your return to Japan has been scheduled ！

    Do you have any of these questions? ？
    ・ What should you do with the dollar-denominated assets you’ve accumulated in the U.S.?
    ・ What tax procedures are required upon returning to Japan, such as the 183-day rule, double taxation, and Form W-8BEN?
    ・ How can you leverage your overseas work experience for your career after returning to Japan?

    While these are common concerns for expatriates—particularly those on fixed-term assignments—who are considering a return to Japan in the future, it is also true that finding the “correct answer” on one’s own is quite difficult.
    We have invited experts from three companies—insurance110 USA, HLS （ Hotta Liesenberg Saito LLP ）, and QUICK USA, Inc.—to
    “Dollar-Denominated Assets ・ U.S. Taxation ・ Post-Return Careers,” we will provide clear and easy-to-understand explanations of the key points you need to know before returning to Japan.

    Registration is on a first-come, first-served basis, and there will be no on-demand replay, so please take advantage of this once-in-a-lifetime opportunity and feel free to ・ join us from anywhere in the U.S. ！
    * The seminar start time varies by region. Please check the registration page for details.

    • Event / Finance / Insurance
    • 2026/10/05 (Mon)
    Vivinavi Dallas

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ✈ Returning to Japan ・ What You Need to Know Before Returning to Japan ！ A Seminar on Preparing for Your Return to Japan: “Money ・ Taxes ・ Career” Explained by Three Experts

    [Click here to apply]
    https://insurance110usa.com/webinar/collaboration-oct2026/

    Before we know it, there are only three months left in 2026. For expatriates returning to Japan in December, as well as
    those returning from the U.S. to Japan ・ and those planning to return permanently to Japan, for those returning to Japan ・ or permanently returning to Japan,
    before your return ・ or permanent return, here’s what you need to know: ！ “Money ・ Taxes ・ Career”—explained by three expert firms A Repatriation Preparation Seminar Has Been Scheduled ！

    Do you have any of these questions? ？
    ・ What should I do with the dollar-denominated assets I’ve accumulated in the U.S.?
    ・ What tax procedures are required upon returning to Japan—such as the 183-day rule, double taxation, and Form W-8BEN?
    ・ How can you leverage your overseas work experience in your career after returning to Japan?

    While these are common concerns for expatriates—particularly those on fixed-term assignments—who are considering a return to Japan in the future, it is also true that finding the “correct answer” on your own can be quite difficult.
    We have invited experts from three firms—insurance110 USA, HLS （ Hotta Liesenberg Saito LLP ）, and QUICK USA, Inc.—to
    “Dollar-Denominated Assets ・ U.S. Taxation ・ Post-Return Career,” we will provide clear and easy-to-understand explanations of the key points you need to know before returning to Japan.

    Registration is on a first-come, first-served basis, and there will be no on-demand replay, so please take advantage of this once-in-a-lifetime opportunity and feel free to ・ join us from anywhere in the U.S. ！
    * The seminar start time varies by region. Please check the registration page for details.

    • Event / Finance / Insurance
    • 2026/10/05 (Mon)
    Vivinavi Denver

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ✈ Returning to Japan ・ What You Need to Know Before Returning to Japan ！ A Seminar on Preparing for Your Return to Japan: “Money ・ Taxes ・ Career” Explained by Three Experts

    [Click here to apply]
    https://insurance110usa.com/webinar/collaboration-oct2026/

    Before we know it, there are only three months left in 2026. For expatriates returning to Japan in December, as well as
    those returning from the U.S. to Japan ・ and those planning to return permanently to Japan, for those returning to Japan ・—whether on a temporary or permanent basis—
    we have decided to hold a “Money ・ Taxes ・ Career” A seminar on preparing for your return to Japan has been scheduled ！

    Do you have any of these questions? ？
    ・ What should you do with the dollar-denominated assets you’ve accumulated in the U.S.?
    ・ What tax procedures are required upon returning to Japan, such as the 183-day rule, double taxation, and Form W-8BEN?
    ・ How can you leverage your overseas work experience for your career after returning to Japan?

    While these are common concerns for expatriates—particularly those on fixed-term assignments—who are considering a return to Japan in the future, it is also true that finding the “correct answer” on one’s own is quite difficult.
    We have invited experts from three companies—insurance110 USA, HLS （ Hotta Liesenberg Saito LLP ）, and QUICK USA, Inc.—to
    “Dollar-Denominated Assets ・ U.S. Taxation ・ Post-Return Careers,” we will provide clear and easy-to-understand explanations of the key points you need to know before returning to Japan.

    Registration is on a first-come, first-served basis, and there will be no on-demand replay, so please take advantage of this once-in-a-lifetime opportunity and feel free to ・ join us from anywhere in the U.S. ！
    * The seminar start time varies by region. Please check the registration page for details.

    • Event / Finance / Insurance
    • 2026/10/05 (Mon)
    Vivinavi Reno

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ✈ Returning to Japan ・ What You Need to Know Before Returning to Japan ！ A Seminar on Preparing for Your Return to Japan: “Money ・ Taxes ・ Career” Explained by Three Experts

    [Click here to apply]
    https://insurance110usa.com/webinar/collaboration-oct2026/

    Before we know it, there are only three months left in 2026. For expatriates returning to Japan in December, as well as
    those returning from the U.S. to Japan ・ and those planning to return permanently to Japan, for those returning to Japan ・—whether on a temporary or permanent basis—
    we have decided to hold a “Money ・ Taxes ・ Career” A seminar on preparing for your return to Japan has been scheduled ！

    Do you have any of these questions? ？
    ・ What should you do with the dollar-denominated assets you’ve accumulated in the U.S.?
    ・ What tax procedures are required upon returning to Japan, such as the 183-day rule, double taxation, and Form W-8BEN?
    ・ How can you leverage your overseas work experience for your career after returning to Japan?

    While these are common concerns for expatriates—particularly those on fixed-term assignments—who are considering a return to Japan in the future, it is also true that finding the “correct answer” on one’s own is quite difficult.
    We have invited experts from three companies—insurance110 USA, HLS （ Hotta Liesenberg Saito LLP ）, and QUICK USA, Inc.—to
    “Dollar-Denominated Assets ・ U.S. Taxation ・ Post-Return Careers,” we will provide clear and easy-to-understand explanations of the key points you need to know before returning to Japan.

    Registration is on a first-come, first-served basis, and there will be no on-demand replay, so please take advantage of this once-in-a-lifetime opportunity and feel free to ・ join us from anywhere in the U.S. ！
    * The seminar start time varies by region. Please check the registration page for details.

    • Event / Finance / Insurance
    • 2026/10/05 (Mon)
    Vivinavi Detroit

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ✈ Returning to Japan ・ What You Need to Know Before Returning to Japan ！ A Seminar on Preparing for Your Return to Japan: “Money ・ Taxes ・ Career” Explained by Three Experts

    [Click here to apply]
    https://insurance110usa.com/webinar/collaboration-oct2026/

    Before we know it, there are only three months left in 2026. For expatriates returning to Japan in December, as well as
    those returning from the U.S. to Japan ・ and those planning to return permanently to Japan, for those returning to Japan ・—whether on a temporary or permanent basis—
    we have decided to hold a “Money ・ Taxes ・ Career” A seminar on preparing for your return to Japan has been scheduled ！

    Do you have any of these questions? ？
    ・ What should you do with the dollar-denominated assets you’ve accumulated in the U.S.?
    ・ What tax procedures are required upon returning to Japan, such as the 183-day rule, double taxation, and Form W-8BEN?
    ・ How can you leverage your overseas work experience for your career after returning to Japan?

    While these are common concerns for expatriates—particularly those on fixed-term assignments—who are considering a return to Japan in the future, it is also true that finding the “correct answer” on one’s own is quite difficult.
    We have invited experts from three companies—insurance110 USA, HLS （ Hotta Liesenberg Saito LLP ）, and QUICK USA, Inc.—to
    “Dollar-Denominated Assets ・ U.S. Taxation ・ Post-Return Careers,” we will provide clear and easy-to-understand explanations of the key points you need to know before returning to Japan.

    Registration is on a first-come, first-served basis, and there will be no on-demand replay, so please take advantage of this once-in-a-lifetime opportunity and feel free to ・ join us from anywhere in the U.S. ！
    * The seminar start time varies by region. Please check the registration page for details.

    • Event / Finance / Insurance
    • 2026/10/05 (Mon)
    Vivinavi Orlando

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ✈ Returning to Japan ・ What You Need to Know Before Returning to Japan ！ A Seminar on Preparing for Your Return to Japan: “Money ・ Taxes ・ Career” Explained by Three Experts

    [Click here to apply]
    https://insurance110usa.com/webinar/collaboration-oct2026/

    Before we know it, there are only three months left in 2026. For expatriates returning to Japan in December, as well as
    those returning from the U.S. to Japan ・ and those planning to return permanently to Japan, for those returning to Japan ・—whether on a temporary or permanent basis—
    we have decided to hold a “Money ・ Taxes ・ Career” A seminar on preparing for your return to Japan has been scheduled ！

    Do you have any of these questions? ？
    ・ What should you do with the dollar-denominated assets you’ve accumulated in the U.S.?
    ・ What tax procedures are required upon returning to Japan, such as the 183-day rule, double taxation, and Form W-8BEN?
    ・ How can you leverage your overseas work experience for your career after returning to Japan?

    While these are common concerns for expatriates—particularly those on fixed-term assignments—who are considering a return to Japan in the future, it is also true that finding the “correct answer” on one’s own is quite difficult.
    We have invited experts from three companies—insurance110 USA, HLS （ Hotta Liesenberg Saito LLP ）, and QUICK USA, Inc.—to
    “Dollar-Denominated Assets ・ U.S. Taxation ・ Post-Return Careers,” we will provide clear and easy-to-understand explanations of the key points you need to know before returning to Japan.

    Registration is on a first-come, first-served basis, and there will be no on-demand replay, so please take advantage of this once-in-a-lifetime opportunity and feel free to ・ join us from anywhere in the U.S. ！
    * The seminar start time varies by region. Please check the registration page for details.

    • Event / Finance / Insurance
    • 2026/10/05 (Mon)
    Vivinavi Nashville

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ✈ Returning to Japan ・ What You Need to Know Before Returning to Japan ！ A Seminar on Preparing for Your Return to Japan: “Money ・ Taxes ・ Career” Explained by Three Experts

    [Click here to apply]
    https://insurance110usa.com/webinar/collaboration-oct2026/

    Before we know it, there are only three months left in 2026. For expatriates returning to Japan in December, as well as
    those returning from the U.S. to Japan ・ and those planning to return permanently to Japan, for those returning to Japan ・—whether on a temporary or permanent basis—
    we have decided to hold a “Money ・ Taxes ・ Career” A seminar on preparing for your return to Japan has been scheduled ！

    Do you have any of these questions? ？
    ・ What should you do with the dollar-denominated assets you’ve accumulated in the U.S.?
    ・ What tax procedures are required upon returning to Japan, such as the 183-day rule, double taxation, and Form W-8BEN?
    ・ How can you leverage your overseas work experience for your career after returning to Japan?

    While these are common concerns for expatriates—particularly those on fixed-term assignments—who are considering a return to Japan in the future, it is also true that finding the “correct answer” on one’s own is quite difficult.
    We have invited experts from three companies—insurance110 USA, HLS （ Hotta Liesenberg Saito LLP ）, and QUICK USA, Inc.—to
    “Dollar-Denominated Assets ・ U.S. Taxation ・ Post-Return Careers,” we will provide clear and easy-to-understand explanations of the key points you need to know before returning to Japan.

    Registration is on a first-come, first-served basis, and there will be no on-demand replay, so please take advantage of this once-in-a-lifetime opportunity and feel free to ・ join us from anywhere in the U.S. ！
    * The seminar start time varies by region. Please check the registration page for details.

    • Event / Finance / Insurance
    • 2026/10/05 (Mon)
    Vivinavi Philadelphia

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ✈ Returning to Japan ・ What You Need to Know Before Returning to Japan ！ A Seminar on Preparing for Your Return to Japan: “Money ・ Taxes ・ Career” Explained by Three Experts

    [Click here to apply]
    https://insurance110usa.com/webinar/collaboration-oct2026/

    Before we know it, there are only three months left in 2026. For expatriates returning to Japan in December, as well as
    those returning from the U.S. to Japan ・ and those planning to return permanently to Japan, for those returning to Japan ・—whether on a temporary or permanent basis—
    we have decided to hold a “Money ・ Taxes ・ Career” A seminar on preparing for your return to Japan has been scheduled ！

    Do you have any of these questions? ？
    ・ What should you do with the dollar-denominated assets you’ve accumulated in the U.S.?
    ・ What tax procedures are required upon returning to Japan, such as the 183-day rule, double taxation, and Form W-8BEN?
    ・ How can you leverage your overseas work experience for your career after returning to Japan?

    While these are common concerns for expatriates—particularly those on fixed-term assignments—who are considering a return to Japan in the future, it is also true that finding the “correct answer” on one’s own is quite difficult.
    We have invited experts from three companies—insurance110 USA, HLS （ Hotta Liesenberg Saito LLP ）, and QUICK USA, Inc.—to
    “Dollar-Denominated Assets ・ U.S. Taxation ・ Post-Return Careers,” we will provide clear and easy-to-understand explanations of the key points you need to know before returning to Japan.

    Registration is on a first-come, first-served basis, and there will be no on-demand replay, so please take advantage of this once-in-a-lifetime opportunity and feel free to ・ join us from anywhere in the U.S. ！
    * The seminar start time varies by region. Please check the registration page for details.

    • Event / Finance / Insurance
    • 2026/10/05 (Mon)
    Vivinavi Jacksonville

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ✈ Returning to Japan ・ What You Need to Know Before Returning to Japan ！ A Seminar on Preparing for Your Return to Japan: “Money ・ Taxes ・ Career” Explained by Three Experts

    [Click here to apply]
    https://insurance110usa.com/webinar/collaboration-oct2026/

    Before we know it, there are only three months left in 2026. For expatriates returning to Japan in December, as well as
    those returning from the U.S. to Japan ・ and those planning to return permanently to Japan, for those returning to Japan ・—whether on a temporary or permanent basis—
    we have decided to hold a “Money ・ Taxes ・ Career” A seminar on preparing for your return to Japan has been scheduled ！

    Do you have any of these questions? ？
    ・ What should you do with the dollar-denominated assets you’ve accumulated in the U.S.?
    ・ What tax procedures are required upon returning to Japan, such as the 183-day rule, double taxation, and Form W-8BEN?
    ・ How can you leverage your overseas work experience for your career after returning to Japan?

    While these are common concerns for expatriates—particularly those on fixed-term assignments—who are considering a return to Japan in the future, it is also true that finding the “correct answer” on one’s own is quite difficult.
    We have invited experts from three companies—insurance110 USA, HLS （ Hotta Liesenberg Saito LLP ）, and QUICK USA, Inc.—to
    “Dollar-Denominated Assets ・ U.S. Taxation ・ Post-Return Careers,” we will provide clear and easy-to-understand explanations of the key points you need to know before returning to Japan.

    Registration is on a first-come, first-served basis, and there will be no on-demand replay, so please take advantage of this once-in-a-lifetime opportunity and feel free to ・ join us from anywhere in the U.S. ！
    * The seminar start time varies by region. Please check the registration page for details.

    • Event / Finance / Insurance
    • 2026/10/05 (Mon)
    Vivinavi Silicon Valley

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ✈ Returning to Japan ・ What You Need to Know Before Returning to Japan ！ A Seminar on Preparing for Your Return to Japan: “Money ・ Taxes ・ Career” Explained by Three Experts

    [Click here to apply]
    https://insurance110usa.com/webinar/collaboration-oct2026/

    Before we know it, there are only three months left in 2026. For expatriates returning to Japan in December, as well as
    those returning from the U.S. to Japan ・ and those planning to return permanently to Japan, for those returning to Japan ・—whether on a temporary or permanent basis—
    we have decided to hold a “Money ・ Taxes ・ Career” A seminar on preparing for your return to Japan has been scheduled ！

    Do you have any of these questions? ？
    ・ What should you do with the dollar-denominated assets you’ve accumulated in the U.S.?
    ・ What tax procedures are required upon returning to Japan, such as the 183-day rule, double taxation, and Form W-8BEN?
    ・ How can you leverage your overseas work experience for your career after returning to Japan?

    While these are common concerns for expatriates—particularly those on fixed-term assignments—who are considering a return to Japan in the future, it is also true that finding the “correct answer” on one’s own is quite difficult.
    We have invited experts from three companies—insurance110 USA, HLS （ Hotta Liesenberg Saito LLP ）, and QUICK USA, Inc.—to
    “Dollar-Denominated Assets ・ U.S. Taxation ・ Post-Return Careers,” we will provide clear and easy-to-understand explanations of the key points you need to know before returning to Japan.

    Registration is on a first-come, first-served basis, and there will be no on-demand replay, so please take advantage of this once-in-a-lifetime opportunity and feel free to ・ join us from anywhere in the U.S. ！
    * The seminar start time varies by region. Please check the registration page for details.